Sr. Credit Analyst/ Credit Analyst

Responsibilities & Context

Complete a thorough in-depth analysis of new credit requests, credit change requests, renewals, and recommend risk rating changes when analysis merits.

Certify new credit customers after verifying their creditworthiness and maintaining all credit supply records.

Check physically credit customer's establishment, verify the references & bank record of the credit application (If any).

Carry out routine check whether the credit customers are receiving our product as per their order.

Give a view to business about their credit customer status for the final recommendation of the business head for credit approval.

Preserve all proposals using a credit proposal management system.

Required Skills & Expertise

Credit Analysis

Credit Risk Assessment

Creditworthiness Assessment

Compensation & Other Benefits

Mobile bill, Medical allowance, Performance bonus, Profit share, Provident fund, Gratuity

Lunch Facilities: Partially Subsidize

Salary Review: Yearly

Festival Bonus: 2

Education

BBA/ MBA (major in any discipline) or Graduation/ Post Graduation (Preferably major in Economics, Statistics)

Experience

At least 3 years

The applicants should have experience in the following business area(s):

Manufacturing (FMCG)

Additional Requirements

Age 27 to 32 years

Strong working knowledge of Excel, PPT

Excellent analytical, decision-making, and problem solving skills

Attention to accuracy and detail required

Good communication and interpersonal skills.

Ability to speak in both Bengali & English.

Good presentation skill.